Small enough to care, large enough to lead.
Our promise is confidence—plain and simple. When clients work with us, they know that they have a real plan and a real partner. We don’t deal in generic advice or one-size-fits-all portfolios. Instead, we craft personalized retirement strategies rooted in each client’s goals, values, and life stage. That kind of precision builds more than financial security—it builds peace of mind. Our clients feel seen, heard, and supported at every turn.
Brigette Engstrom
Founder & CEO
Brigette Engstrom has been a licensed insurance professional since 2000 and is the Founder and CEO of Blue Monarch Financial Services. With a focus on retirement income strategy, asset preservation, and long-term care strategies, Brigette educates clients on the complexities of retirement, helping to optimize financial well-being and dignity in their later years.
Brigette founded Blue Monarch Financial Services with the objective of helping her clients articulate and achieve their financial goals in and through retirement.
Brigette is also dedicated to mentoring, offering guidance to young professionals and fellow insurance professionals. She volunteers with Junior Achievement, helping to inspire high school students to pursue entrepreneurship.
Living on a working ranch in a small Texas town with her husband, Thomas, Brigette is an avid reader and aspiring gardener. As a proud military wife, she values service and dedication in all aspects of life.
Brian Megenity
Chief Compliance Officer
Brian Megenity started his career in the securities industry in 1993 as a Compliance Examiner for the NASD in the Atlanta District Office. His primary responsibility involved conducting routine examinations of broker/dealers located throughout the Southeast and the Caribbean. Brian reviewed firms’ systems, procedures, and sales practices to ensure compliance with applicable securities laws, rules, and regulations. His job at NASD also involved reviewing underwritings in which firms participated, as well as firms’ net capital positions.
Since leaving the NASD, Brian has served in various roles at different broker/dealers and registered investment advisors, including Chief Compliance Officer, Chief Financial Officer, Anti-Money Laundering Compliance Officer, Financial and Operations Principal, Director of Sales Practices & Advertising, and Director of Surveillance. At one time, Brian was the Chief Compliance Officer for a large insurance-affiliated broker/dealer with more than 6000 registered representatives and over 550 branch offices.
Brian’s areas of expertise include general broker/dealer and investment advisor compliance, FINRA New Membership and Continuing Membership Applications, financial books and records, and anti-money laundering. Brian currently holds the Series 7, 14, 24, 27, 62, 63, 66, 79, and 99 FINRA registrations.
Brian graduated Summa Cum Laude from Georgia State University with a BBA in Finance and went on to attend graduate school at Georgia State University, where he earned an MBA in Finance. Brian is married and lives in the Atlanta area with his wife and five children.
Richard “Skip” Fertig
Senior Investment Advisor | Wealth Management | Retirement Planning
Richard “Skip” Fertig is a Senior Investment Advisor with more than four decades of experience helping individuals, families, and retirement plan participants navigate complex financial decisions with confidence. He provides fiduciary-driven wealth management, retirement planning, and comprehensive financial guidance focused on aligning investment strategies with each client’s unique goals and values.
With deep expertise in holistic financial planning, portfolio construction, retirement income strategies, and risk management, Skip is committed to helping clients build, preserve, and transition wealth through every stage of life. His approach combines disciplined investment oversight with personalized planning designed to address both current needs and long-term objectives.
Skip holds an MBA in Finance and a Master of Science in Corporate Innovation. He is also bilingual in English and Spanish (working proficiency), allowing him to serve a diverse range of clients and families.
A Personalized Approach to Financial Planning
Skip and his team provide guidance across a broad spectrum of financial matters, including:
- Investment management and portfolio analysis
- Retirement income and distribution planning
- Wealth accumulation strategies
- Insurance and asset protection planning
- Estate and legacy planning considerations
- Multi-generational wealth transfer strategies
Known for building long-term relationships based on trust, respect, and integrity, Skip takes pride in helping clients pursue their financial goals while adapting to life’s evolving circumstances. His philosophy is simple: meaningful financial planning begins with understanding what matters most to each client and developing strategies that help turn those priorities into reality.
Helping Clients Answer Important Financial Questions
Clients often seek guidance on questions such as:
- Am I investing appropriately to achieve my financial goals?
- Will I have enough income to retire comfortably?
- How should I organize and manage retirement plans from previous employers?
- What is the most effective way to fund higher education while minimizing debt?
- How can I protect my family from unexpected life events?
- How can I prepare for the financial realities of aging and long-term care?
Core Planning Principles
Skip’s planning process is centered around four key objectives:
Save and Grow Wealth
Build and preserve assets through disciplined, tax-efficient strategies.
Create Sustainable Income
Develop income solutions designed to support the lifestyle clients have worked hard to achieve.
Protect What Matters Most
Help safeguard families, businesses, and assets against life’s uncertainties.
Preserve a Lasting Legacy
Create thoughtful wealth transfer strategies for loved ones and charitable causes that matter most.
Beyond the Office
Skip resides in Connecticut with his wife of 27 years and their daughters. Family plays a central role in their lives, and together they are actively involved in their family equestrian farm. His wife and daughters also help support their grandparents’ animal hospital, reflecting the family’s shared commitment to hard work, responsibility, and community.
We can’t wait to meet you!
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